Multiple Company Options
Protection against price increases
Local service -
No call center
Boat Insurance in Washington, MO
Whether you fish the Missouri River, ski at Lake of the Ozarks or take a pontoon out on a Saturday afternoon, boat insurance protects your boat, your motor and you. Nothum Insurance insures fishing boats, bass boats, pontoons, ski and wake boats, cruisers and sailboats.
A homeowners policy usually provides very little coverage for boats, often only a small amount for the boat itself and no liability once you're on the water. As an independent agency, we compare coverage from multiple insurance companies instead of offering just one company's rates, so you get the right protection at a competitive price.
What Boat Insurance Can Cover
• Physical damage to the hull, motor and trailer from accidents, storms, fire, theft and vandalism
• Liability if you injure someone or damage another boat or dock
• Medical payments for you and your passengers
• Uninsured boater coverage
• Fishing equipment, electronics and personal items on board
• On-water towing and fuel delivery
• Wreck removal and fuel spill liability
Agreed Value vs. Actual Cash Value
Agreed value policies pay the value you and the insurance company agree on up front if the boat is totaled. Actual cash value policies subtract depreciation, which can leave a gap on an older boat. We'll explain both options and help you choose the right one for your boat and budget.
Many marinas and lenders require liability coverage or proof of insurance, and we can provide it quickly.
Ways to Save on Boat Insurance
• Bundling with your auto and homeowners insurance
• Completing a boater safety course
• Lay-up discounts for the months your boat is out of the water
• Choosing the right deductible
• Keeping a clean boating and driving record
Serving Washington, MO & Surrounding Communities
Nothum Insurance proudly serves boat owners throughout:
• Washington, MO
• New Haven, MO
• Union, MO
• St. Clair, MO
• Pacific, MO
• Hermann, MO
• Warrenton, MO
• Sullivan, MO
• Franklin County, Warren County and Gasconade County
• And communities throughout Eastern Missouri
Get your boat covered before the season starts. Request a free boat insurance quote today.
Contact Nothum Insurance
565 Harold Meyer Drive, New Haven, MO 63068
Phone: (636) 283-2012
Email: spencer@nothuminsurance.com
Hours: Monday to Thursday 8am to 5pm, Friday 8am to 4pm, Saturday by appointment
Missouri Agency License #3004329020

