Multiple Company Options
Protection against price increases
Local service -
No call center
Business & Commercial Insurance in Washington, MO
You built your business with long hours and real risk. The right commercial insurance program protects that work from the lawsuit, fire, injury or accident that could otherwise set you back years. Nothum Insurance helps business owners in Washington, New Haven, Union, St. Clair and across Eastern Missouri build coverage that fits how their business actually operates.
As an independent agency, we're not tied to one insurance company. We shop your business across multiple carriers and explain the differences in plain language. Our agent holds the Certified Insurance Counselor (CIC) designation and has years of commercial lines experience.
Commercial Insurance Coverage We Offer
• General liability for third-party injury, property damage and advertising injury claims
• Business Owners Policy (BOP) bundling property, liability and business income coverage
• Workers' compensation, required for most Missouri employers with five or more employees
• Commercial property for your building, equipment, inventory and tools
• Commercial auto, plus hired and non-owned auto liability
• Commercial umbrella for higher liability limits
• Professional liability (E&O) for businesses that give advice or professional services
• Cyber liability for data breaches and ransomware
• Inland marine and contractor's equipment
• Key person and buy-sell life insurance
Who We Help
• Contractors and skilled trades such as electricians, plumbers, HVAC, roofers and landscapers
• Retail shops, restaurants and main-street businesses
• Professional offices and service businesses
• Manufacturers and light industrial operations
• Landlords and commercial building owners
• New businesses that need coverage to sign a lease or win a contract
Why Work With an Independent Commercial Agent?
• Multiple company options: one carrier may be a great fit for a roofer and a poor fit for a restaurant, so we compare several
• Coverage built around your contracts: we review lease and job requirements and issue certificates of insurance the same business day
• Protection against price increases: when a renewal jumps, we re-market your account
• Local service, no call center: you work with the same local agent from quote to claim
Serving Washington, MO & Surrounding Communities
Nothum Insurance proudly serves business owners throughout:
• Washington, MO
• New Haven, MO
• Union, MO
• St. Clair, MO
• Pacific, MO
• Hermann, MO
• Warrenton, MO
• Sullivan, MO
• Franklin County, Warren County and Gasconade County
• And communities throughout Eastern Missouri
Schedule a free business insurance review, or call (636) 283-2012.
Contact Nothum Insurance
565 Harold Meyer Drive, New Haven, MO 63068
Phone: (636) 283-2012
Email: spencer@nothuminsurance.com
Hours: Monday to Thursday 8am to 5pm, Friday 8am to 4pm, Saturday by appointment
Missouri Agency License #3004329020