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Condo Insurance
Your condo association's master policy covers the building, but it usually stops at your walls. Condo insurance, also called an HO-6 policy, protects your unit's interior, your belongings and your liability. Nothum Insurance helps condo owners in Washington and across Eastern Missouri find the right coverage.
As an independent agency, we compare coverage from multiple insurance companies instead of offering just one company's rates, so you get the right protection at a competitive price.
What Does Condo Insurance Cover?
A condo policy can protect:
• Your unit's interior, such as flooring, cabinets, fixtures and improvements
• Personal belongings
• Personal liability if someone is injured in your unit
• Loss assessment coverage if the association charges owners for a large claim
• Additional living expenses if your unit becomes unlivable after a covered loss
Reading Your Association's Master Policy
Master policies vary. Some cover only the bare walls (walls-out), while others include fixtures and interior finishes. We'll review your association's bylaws and master policy with you so your HO-6 fills the right gaps without paying twice.
Additional Coverage Options
Condo owners often add:
• Water backup coverage
• Scheduled jewelry and valuables
• Higher loss assessment limits
• Personal umbrella liability
Serving Washington, MO & Surrounding Communities
Nothum Insurance proudly serves condo owners throughout:
• Washington, MO
• New Haven, MO
• Union, MO
• St. Clair, MO
• Pacific, MO
• Hermann, MO
• Warrenton, MO
• Sullivan, MO
• Franklin County, Warren County and Gasconade County
• And communities throughout Eastern Missouri
Whether you're closing on a new condo or reviewing your renewal, we're here to help.
Contact Nothum Insurance
565 Harold Meyer Drive, New Haven, MO 63068
Phone: (636) 283-2012
Email: spencer@nothuminsurance.com
Hours: Monday to Thursday 8am to 5pm, Friday 8am to 4pm, Saturday by appointment
Missouri Agency License #3004329020