top of page
homeowners_edited.jpg

Life Insurance

Insurance advisors that work for you not the insurance company

Or give us a call at (636) 283-2012

carrier options icon_edited.png

Multiple Company Options

protection against price increases icon_

Protection against price increases

local service icon_edited.png

Local service -
No call center

Life Insurance

Life insurance protects the people who depend on you. It can replace your income, pay off the mortgage, cover college costs, and give your family time to grieve without financial pressure. Nothum Insurance helps families and business owners in Washington and across Eastern Missouri find the right life insurance at the right price.

As an independent agent, we compare policies from multiple life insurance companies, so you aren't overpaying for coverage you don't need.

Types of Life Insurance

The most common types of life insurance are:

• Term life insurance: coverage for a set period, such as 10, 20 or 30 years, at the lowest cost per dollar of protection
• Whole and permanent life insurance: lifelong coverage that can build cash value
• Final expense insurance: smaller policies designed to cover funeral and end-of-life costs

How Much Life Insurance Do You Need?

A good starting point is to add up:

• Your mortgage and other debts
• Years of income your family would need to replace
• Future costs such as college
• Final expenses

Then subtract savings and any coverage you already have through work. We'll walk through the numbers with you, with no pressure.

Who We Help

Life insurance is especially important for:

• New parents and growing families
• Homeowners with a mortgage
• Business owners who need key person or buy-sell coverage
• Retirees planning for final expenses
• Anyone who has put off buying coverage

Serving Washington, MO & Surrounding Communities

Nothum Insurance proudly serves families throughout:

• Washington, MO
• New Haven, MO
• Union, MO
• St. Clair, MO
• Pacific, MO
• Hermann, MO
• Warrenton, MO
• Sullivan, MO
• Franklin County, Warren County and Gasconade County
• And communities throughout Eastern Missouri

The best time to buy life insurance is before you need it. Schedule a free review today.

Contact Nothum Insurance
565 Harold Meyer Drive, New Haven, MO 63068
Phone: (636) 283-2012
Email: spencer@nothuminsurance.com
Hours: Monday to Thursday 8am to 5pm, Friday 8am to 4pm, Saturday by appointment
Missouri Agency License #3004329020

Please complete this form and we will get in touch with you to schedule an appointment.
How can we serve you?
bottom of page