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Valuable Articles & Scheduled Personal Property
Homeowners and renters policies cover your belongings, but they often limit how much they'll pay for theft of high-value items like jewelry, firearms, collectibles and silverware, and many don't cover accidental loss at all. Scheduling those items, either on your home policy or on a separate valuable articles policy, gives them the protection they deserve.
Nothum Insurance helps families across Eastern Missouri identify items that need extra coverage and insure them properly.
What Can Be Scheduled?
• Jewelry, watches and engagement rings
• Fine art, antiques and collectibles
• Firearms and hunting equipment
• Silverware and goldware
• Musical instruments
• Cameras and electronics
• Coins and stamps
• Furs
Benefits of Scheduling Valuables
• Coverage for accidental loss, such as a diamond falling out of its setting
• Higher limits than your home policy's built-in theft limits
• Coverage worldwide, wherever you take your items
• Often no deductible
• A clear, agreed amount of coverage based on an appraisal or receipt
Keep Your Coverage Up to Date
Values change, especially for gold, gems and collectibles. We recommend updating appraisals every few years and keeping photos, receipts and serial numbers somewhere safe outside your home. Add new items as soon as you buy or receive them.
Serving Washington, MO & Surrounding Communities
Nothum Insurance proudly serves families throughout:
• Washington, MO
• New Haven, MO
• Union, MO
• St. Clair, MO
• Pacific, MO
• Hermann, MO
• Warrenton, MO
• Sullivan, MO
• Franklin County, Warren County and Gasconade County
• And communities throughout Eastern Missouri
Not sure what needs to be scheduled? Request a free personal property review.
Contact Nothum Insurance
565 Harold Meyer Drive, New Haven, MO 63068
Phone: (636) 283-2012
Email: spencer@nothuminsurance.com
Hours: Monday to Thursday 8am to 5pm, Friday 8am to 4pm, Saturday by appointment
Missouri Agency License #3004329020